Insurance Coverage and Costs
Insurance Coverage and Health Care Costs
No Medical Doctor’s Referral is ever required for chiropractic care.
We are pleased to announce direct billing option for the following insurance companies so you are not “out of pocket”*:
- Canada Life (Great West Life)
- Chamber of Commerce
- Claim Secure
- Cooperators
- Cowan Insurance
- Empire Life
- Equitable Life
- GreenShield
- Group Health
- Group Source
- ICBC
- Johnson Inc
- Manulife
- Pacific Blue Cross
- Standard Life
- Sun Life Financial
- Others not listed...
* Patients are still responsible for any insurance deductibles, user fees or charges not covered by their particular policy. It is the patient’s responsibility to ensure their coverage and know their policy limits.
ICBC – Direct Billing
DIRECT BILLING is available for Chiropractic office visits and X-rays, and Registered Massage Therapy for injuries resulting from motor vehicle accidents. No referral is required.


Extended Health Coverage
Private insurance coverage supplied by employers or purchased individually often provides reimbursement for chiropractic care and massage therapy. Receipts are available from our office and should be sent to your extended health benefits carrier. Ask about our Direct Billing option.
Workers’ Compensation Board – Worksafe
Workers’ Compensation Board Coverage for chiropractic office visits and X-rays are provided for work-related injuries. Workers are covered for wage loss benefits. No referral is required for a chiropractic visit. Injured persons should call to schedule a chiropractic examination immediately upon injury.


Our Policy
We do not want financial matters to affect your ability to obtain the care that your deserve. At Pacific Chiropractic and Massage Therapy we offer flexible means of payment on an individual basis, which we are happy to discuss with you upon your next visit.